3 years ago i successfully used the Get out of debt free 3 letter process with a bank and last year I did the same with another bank.
The first bank on sold the alleged debt to a debt collector which resolved any recourse they might have had. Unfortunatley the second bank have opted not to use debt collectors and i have received notice of proceedings for the local district court
At present I am constructing an affidavit of truth with respect to the 3 letter process and the estopell in the hope that I can effect a perfected claim against them
I am also acting on a UCC1 form in order to secure the debt
Does anyone have any proven further ideas or resources available?